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Net Salary Calculator

Updated 2026-10

Japan Tax & Net Salary Calculator

Work out income tax, resident tax and social insurance on the 2026 rates, and the take-home pay that is left.

Need the 10% tax on a price instead? Consumption tax calculator →

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¥

Kyokai Kenpo health insurance rate there: 9.85%, half of it paid by you

Net Income (Year 1)

¥348,771

Annual: ¥4,185,252

≈ $2,190

At the Ministry of Finance's rate for October 2026: ¥10,000 = $62.9. A bank or a money transfer service converts at its own rate. Rates (Bank of Japan)

Tax Rate

16.3%

83.7% take-home

Net IncomeSocial InsuranceIncome Tax
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First Year Bonus

No resident tax = extra ¥243,000 ¥20,250/month

When does it start for you?arrow_right
Furusato nozei: you can give up to ¥58,000 in 2026 for ¥2,000. See when it comes backarrow_rightYear-end adjustment 2026: about ¥54,080 back with your December pay. See how it is worked outarrow_rightbanknoteA bonus of ¥830,000, two months of this pay, would leave ¥635,779 after insurance and tax. See how a bonus is taxedarrow_rightglobeLeaving Japan after five years at this pay, ¥2,248,517 of pension comes back in all. See what you can claim and whenarrow_right
Social Insurance¥60,262
Health¥20,664Pension¥37,515Employment¥2,083
Income Tax¥7,633
Income Tax (5%)¥7,483Reconstruction (2.1%)¥150
buildingResident Tax¥0 in Year 1¥0
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Precise national health insurance — Tokyo (23 wards)

国保 applies to self-employed/unemployed; as an employee you pay 健康保険 via your employer. Shown for reference.

Medical (医療分)¥282,663
Elderly support (支援分)¥105,240
Child and childcare support (子ども分)¥10,324
Annual 国保¥398,227
Per month¥33,186

Source: 東京都保健医療局 令和8年度 特別区国民健康保険料一覧表 (全区 standard; Nakano/Meguro/Edogawa wards differ slightly) · FY 2026

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Based on 2026 rates. For employees, health insurance is charged at the Kyokai Kenpo rate of the prefecture where they work. National health insurance for the self-employed differs by city.

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Know your take-home? Plan the rest.

See what this take-home pay leaves each month after rent, food and bills, city by city.

Monthly Budgetarrow_right
給与明細書 · Read your payslip line by line →Overtime, dorm fees, second-year resident tax: see every deduction on a Japanese payslip, what percentage it is and what it means in plain English.