Monthly Budget
Updated 2026-10What a month costs in Japanese cities for one person, a couple or a family: rent, food, bills and transport, and what your take-home pay leaves.
Total Monthly
¥232,300
¥2,787,600 Annual · ¥7,743/day
Without rent: ¥132,300
At the Ministry of Finance's rate for October 2026: ¥10,000 = $62.9. A bank or a money transfer service converts at its own rate. Rates (Bank of Japan)
Cost Breakdown
Rent
Utilities
TransportLeave it empty to use the estimate, ¥100,000.
Single · Moderate, Studio/1K. Choose a city to see its breakdown.
| City | Rent | Total | vs Tokyo |
|---|---|---|---|
| ¥100,000 | ¥232,300 | · | |
| ¥75,000 | ¥199,400 | −14% | |
| ¥70,000 | ¥193,100 | −17% | |
| ¥60,000 | ¥192,300 | −17% | |
| ¥60,000 | ¥190,900 | −18% | |
| ¥60,000 | ¥190,900 | −18% | |
| ¥57,000 | ¥187,900 | −19% | |
| ¥57,000 | ¥187,900 | −19% | |
| ¥67,000 | ¥181,300 | −22% | |
| ¥67,000 | ¥181,300 | −22% | |
| ¥61,000 | ¥177,900 | −23% | |
| ¥58,000 | ¥176,000 | −24% |
Rent starts from a studio or 1K flat in Tokyo's 23 wards at ¥100,000 a month. Every other city's rent is that amount times the ratio of the city's average private rent per 3.3 m² to Tokyo's, as the Statistics Bureau of Japan measured them in its 2025 Retail Price Survey. A 1LDK is taken at 1.6 times the studio and a 2LDK at twice the studio.
Electricity, gas, water, internet, food and transport are what one person aged 34 or under spends on average, by the Statistics Bureau's Family Income and Expenditure Survey for 2025, at each city's level against the whole country (households in its prefectural capital, 2023 to 2025). A moderate lifestyle is that average; frugal and comfortable spend on groceries, eating out and transport as the lowest and highest fifth of working people living alone do. Entertainment and other spending follow the lifestyle you pick, and for a couple or a family each part is multiplied.
These cities are not in the survey, so they use a nearby city's rent: Funabashi (Chiba), Matsudo (Kashiwa), Kurashiki (Okayama), Toyota (Nagoya), Takatsuki (Hirakata), Suita (Osaka), Amagasaki (Nishinomiya), Akashi (Kobe), Kurume (Saga), Kasugai (Nagoya), Ichinomiya (Gifu), Iwaki (Mito), Kawagoe (Saitama), Koshigaya (Kawaguchi).
Type your own rent and it replaces the estimate. Type your monthly take-home pay and the page shows what is left after the month's costs.
Retail Price Survey 2025, Statistics Bureau of Japan (e-Stat)
Family Income and Expenditure Survey 2025, Statistics Bureau of Japan (e-Stat)
Averages, not your bills: what you pay depends on your home and your habits.
