Net Salary Calculator
Take-home pay on a ¥480,000 monthly salary in Japan (2026)
A single employee in Tokyo under 40 with no bonus keeps about ¥399,651 a month in the first year and ¥375,217 a month from the second year, when resident tax starts.
A month, year 1
¥399,651
A month, year 2+
¥375,217
| Item | Monthly | Annual |
|---|---|---|
| Monthly salary | ¥480,000 | ¥5,760,000 |
| Health | −¥23,688 | −¥284,256 |
| Pension | −¥43,005 | −¥516,060 |
| Employment | −¥2,400 | −¥28,800 |
| Income Tax | −¥11,257 | −¥135,078 |
| Resident tax (from year 2) | −¥24,433 | −¥293,200 |
| Take-home, year 1 | ¥399,651 | ¥4,795,806 |
| Take-home, year 2+ | ¥375,217 | ¥4,502,606 |
From 40 to 64, care insurance adds ¥3,807 a month, so the take-home from the second year is ¥372,168.
Assumptions: single, no dependents, the salary paid in 12 equal months; 協会けんぽ Tokyo rates from March 2026 with the child-support levy from April, income tax on the 2026 rules, resident tax in Tokyo's 23 wards. An estimate: your payslip can differ a little.