Net Salary Calculator
Take-home pay on a ¥320,000 monthly salary in Japan (2026)
A single employee in Tokyo under 40 with no bonus keeps about ¥268,623 a month in the first year and ¥254,781 a month from the second year, when resident tax starts.
A month, year 1
¥268,623
A month, year 2+
¥254,781
| Item | Monthly | Annual |
|---|---|---|
| Monthly salary | ¥320,000 | ¥3,840,000 |
| Health | −¥16,128 | −¥193,536 |
| Pension | −¥29,280 | −¥351,360 |
| Employment | −¥1,600 | −¥19,200 |
| Income Tax | −¥4,369 | −¥52,428 |
| Resident tax (from year 2) | −¥13,842 | −¥166,100 |
| Take-home, year 1 | ¥268,623 | ¥3,223,476 |
| Take-home, year 2+ | ¥254,781 | ¥3,057,376 |
From 40 to 64, care insurance adds ¥2,592 a month, so the take-home from the second year is ¥252,580.
Assumptions: single, no dependents, the salary paid in 12 equal months; 協会けんぽ Tokyo rates from March 2026 with the child-support levy from April, income tax on the 2026 rules, resident tax in Tokyo's 23 wards. An estimate: your payslip can differ a little.