Japan LifeJapan Life
Back to Tools

Net Salary Calculator

Take-home pay on a ¥340,000 monthly salary in Japan (2026)

A single employee in Tokyo under 40 with no bonus keeps about ¥285,017 a month in the first year and ¥269,867 a month from the second year, when resident tax starts.

A month, year 1

¥285,017

A month, year 2+

¥269,867

ItemMonthlyAnnual
Monthly salary¥340,000¥4,080,000
Health−¥17,136−¥205,632
Pension−¥31,110−¥373,320
Employment−¥1,700−¥20,400
Income Tax−¥5,037−¥60,443
Resident tax (from year 2)−¥15,150−¥181,800
Take-home, year 1¥285,017¥3,420,205
Take-home, year 2+¥269,867¥3,238,405

From 40 to 64, care insurance adds ¥2,754 a month, so the take-home from the second year is ¥267,529.

Assumptions: single, no dependents, the salary paid in 12 equal months; 協会けんぽ Tokyo rates from March 2026 with the child-support levy from April, income tax on the 2026 rules, resident tax in Tokyo's 23 wards. An estimate: your payslip can differ a little.

Take-home pay on a ¥340,000 monthly salary in Japan (2026) | Japan Life Hub